Privacy Policy
CreditBook Offline Ledger
Last updated: March 11, 2026
Developed by Kludnet
Privacy-First Approach
CreditBook Offline Ledger is designed to work fully offline. All your data stays on your device - never collected, stored, or transmitted to any server.
Eligibility
You must be at least 13 years old to use the App. If under 18, parental or guardian permission is required. CreditBook Offline Ledger does not knowingly collect personal data from children.
In-App Purchases & Subscriptions
CreditBook Offline Ledger offers Pro features through in-app purchases and subscriptions using Google Play Billing. All purchase transactions are handled securely by Google. We do not collect or store your payment information.
Local Storage
All information you enter including customer details, transactions, notes, and balances is securely stored on your device. No cloud sync, no uploads.
Data Ownership
Your data belongs only to you. CreditBook Offline Ledger does not access, view, or control your records. You are fully responsible for managing and maintaining your information.
Data Deletion & Retention
Since all data is stored locally on your device, you have full control over deletion. You can delete all app data by uninstalling the app or clearing app data from your device settings (Settings > Apps > CreditBook Offline Ledger > Clear Data). CreditBook Offline Ledger does not retain any data on external servers, so no additional deletion requests are needed.
Manual Backup
You can export and backup your records manually. Backups are saved to your device and shared only by your choice. CreditBook Offline Ledger does not store or manage these backups.
No Tracking & No Sharing
CreditBook Offline Ledger does not track user behavior, use analytics, advertising identifiers, or share your data with third parties. Your records remain private unless you export or share them.
Permissions
CreditBook Offline Ledger may request the following device permissions:
- Storage - To export and import backup files on your device.
- Notifications - To send optional payment reminders you configure.
These permissions are used solely for the stated purposes and do not involve any data collection or transmission.
Security
The security of your information depends on your device security, password protection, and backup practices. CreditBook Offline Ledger is not responsible for data loss caused by device damage, deletion, or user actions.
User Responsibilities
Users are responsible for managing their own records, backing up important data, and protecting device access.
Policy Updates
This Privacy Policy may be updated from time to time. Updates will be reflected with a revised "Last updated" date.
Contact
If you have questions regarding this Privacy Policy, contact CreditBook Offline Ledger Support at support@kludnet.com.
Website: https://kludnet.com/
CreditBook Offline Ledger features: https://kludnet.com/creditbook